Privacy Policy

Effective date: 12 April 2026  ·  Version 1.0

Plain English summary: Yoley stores your business data on your own iCloud account. We never sell your data. We share it with payment processor Monek only when you choose to take a payment. You have full rights over your data under UK law.

1. Who we are

Merricot Limited ("Yoley", "we", "us") is the data controller responsible for your personal data.

Registered nameMerricot Limited
Registered addressSterling House, F2/F3, Davidson Road, Lichfield, England, WS14 9DZ
Company number10973068
ICO registration numberPending registration
Privacy contactprivacy@yoley.com

2. What data we collect and why

2.1 Account and profile data

When you set up Yoley you provide:

Why: To personalise the app, pre-fill documents you send to customers, and identify your business on quotes and invoices.

2.2 Business records you create

The app stores records you create, including:

Why: To provide the core functionality of the app — you cannot use Yoley without creating these records.

2.3 Payment data

When you take a card payment or generate a Pay by Link via Monek, we pass to Monek:

We do not store card numbers or CVV codes. Those are handled entirely by Monek's PCI-DSS certified systems.

2.4 Subscription data

If you subscribe to Yoley Pro, Apple manages the billing and subscription status via the App Store. We receive only a transaction entitlement token — we never see your payment card details.

2.5 Technical and usage data

We collect minimal technical data to keep the app working:

We do not use third-party analytics SDKs (e.g. Firebase, Mixpanel). We do not track your activity across other apps or websites.

3. Legal basis for processing (UK GDPR)

Processing activityLegal basis
Providing the app and its featuresPerformance of a contract (Article 6(1)(b))
Storing business records you createPerformance of a contract
Processing payments via MonekPerformance of a contract
Keeping the app secure and stableLegitimate interests (Article 6(1)(f))
Complying with tax / accounting obligationsLegal obligation (Article 6(1)(c))
Sending service communications (e.g. invoice receipts)Performance of a contract

4. Where your data is stored

All business records you create in Yoley are stored:

We do not operate our own cloud database for your business records. We cannot read your invoices, customers, or expenses — they live in your iCloud account, not ours.

5. Who we share your data with

Third partyWhat we shareWhyLocation
Monek Merchant Services Limited
monek.com
Invoice reference, amount, customer email, your Merchant ID Card payment processing and Pay by Link generation United Kingdom
Apple Inc.
(iCloud / CloudKit)
All app data you create (encrypted) Device sync across your Apple devices EU / UK data centres
Apple Inc.
(App Store / StoreKit)
Subscription entitlement token only Pro subscription management EU / UK data centres
Open-Meteo
open-meteo.com
Approximate location (latitude / longitude) 5-day job weather forecast (Pro feature only) European Union

We do not sell your personal data to any third party. We do not share your data with advertisers.

6. How long we keep your data

Data typeRetention periodReason
Your business records (invoices, expenses, etc.)Until you delete the app or the record, plus iCloud copyYou control this data
Financial records (invoices, expenses)Minimum 6 years from the end of the tax yearHMRC / Companies Act 2006 requirement
Payment transaction logs (Monek)Per Monek's retention policy (typically 7 years)PCI-DSS and anti-fraud obligations
Subscription recordsDuration of subscription + 7 yearsLegal and tax records
Support correspondence3 years from resolutionLegitimate interests

7. Your rights under UK GDPR

As a UK resident you have the following rights. To exercise any of them, contact us at privacy@yoley.com. We will respond within 30 days.

If you are unhappy with how we handle your data, you have the right to lodge a complaint with the Information Commissioner's Office (ICO):

8. Cookies and tracking

The Yoley app does not use cookies. It does not contain advertising SDKs or cross-app tracking. Apple's App Tracking Transparency framework is respected; we make no ATT requests because we do not track you across third-party apps or websites.

9. Children's data

Yoley is a business tool intended for users aged 18 and over. We do not knowingly collect personal data from anyone under 18. If you believe a minor has provided us with personal data, please contact privacy@yoley.com and we will delete it promptly.

10. Security

We take reasonable technical and organisational measures to protect your data, including:

11. Changes to this policy

We may update this policy from time to time. We will notify you of material changes via an in-app notice and by updating the effective date above. Continued use of the app after changes take effect constitutes acceptance of the revised policy.

12. Contact us

For any privacy-related questions or to exercise your rights: